On our roads, a fatality happens every 12 minutes, a person is injured in an accident every 11 seconds, and a motor vehicle is involved in an accident every 5 seconds. These are not comforting thoughts. But it is also good to know that car crashes are the lowest they have been since the U.S. government began keeping records and that injuries are down as well. (See the National Highway Traffic Safety Administration [NHTSA] 2004 Early Edition Report.) Fewer injuries and a reduction in the number of accidents are attributed to more seat belt use, now mandated in all 50 states, and campaigns to eliminate driving under the influence of alcohol.
There are ways you can help avoid accidents and auto-related injuries. Obey the speed limit. Always wear your seat belt. Be aware of your surroundings while you drive. According to the above NHTSA study, when you travel can make a difference. Saturday and Sunday nights between 12:00 a.m. and 3:00 a.m. are when the most traffic accidents occur. And mishaps most often occur during the months of August and December. Planning trips around these times is a wise idea. Buying auto insurance can also help you financially and emotionally.
Insurance is part of the cost of driving your Ford Escort. While it may be a "necessary evil," it is also comforting to know that you, your passengers, and any one else who may be injured in an accident involving your car is protected.
There are ways to keep your insurance costs low and still feel safely insured. Buying simple liability insurance protects you, your passengers, and others who may be injured in an accident. (While liability insurance covers your medical bills, it does not cover the value of your Ford Escort.) Another way to save money is to compare insurance quotes. You can get quotes on the internet quickly and securely. Just click on one of the sites listed on this page. You will be asked for information like your zip code, how many drivers in your household over the age of 16, your date of birth, whether or not you currently have auto insurance, and make and model of the car you would like to insure. Receiving a quote costs you nothing and there is no obligation to buy.
After obtaining quotes on the internet it is good to talk with a trustworthy insurance agent about your insurance needs. He or she can explain the difference in quotes, the different types of coverage available, recommend the best auto insurance for you, help you fill out insurance forms, and go over sometimes difficult-to-understand policies. Be sure to sign up with companies that have a good reputation for paying when an accident or injury occurs and who treat their customers with respect.
Our online Ford Escort insurance center is here to serve you.
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