An extended warranty can protect you and your Ford Escort. When a component wears out, like a transmission, radiator or shock absorbers, you are covered. That can be a good feeling.
Of course, there is a cost to your comfort. It comes in the form of quartely payments or additional money added onto your car loan. The company providing the extended warranty to you charges you a fee in case they have to cover components on your Ford Escort that break or wear out.
But shopping online can help you reduce this cost. It gives you the opportunity to compare prices and coverage, companies and policies. Listed below are some basics that can help you shop wisely for a Ford Escort extended warranty.
The first thing you need to consider when purchasing an extended warranty is how many miles you drive per year. Average mileage is 15,000/year. Therefore, if you plan to keep your car for three years, you will need 45,000 worth of extended warranty coverage. If you plan to keep your car five years, you will need 75,000 worth of coverage. (Bear in mind these are average figures only. The mileage you put on your Escort may be higher or lower.)
There are three main types of extended warranties: Bumper-to-bumper, stated component or a drive train warranty. Bumper-to-bumper warranties cover everything on your Escort (except tires and emission control systems, which have their own separate warranties). Since most Escorts are older and have higher mileage, this is probably not an option. Therefore you are looking at buying a stated component warranty or a drive train warranty.
A stated component warranty covers most of the major components on your Ford Escort. A stated component warranty typically includes vehicles with 50,000 to 100,000 miles. You may also want to cover things like hi-tech equipment coverage or seals and gaskets on a stated component warranty, if available.
A power train warranty is basic. It covers your engine, transmission, drive axles and drive shaft if the part should wear out or fail. This type of extended warranty usually applies to Ford Escorts with over 100,000 miles. Enhanced or "plus"-type power train warranties, if available, will cover a few other components.
Some extended warranties have additional benefits like lock-out help, jump starts, tire repair, and towing. Reimbursement for car rental may also be included.
Remember: an extended warranty makes your Ford Escort more attractive to a potential buyer when it comes time to sell.
You will need to know some basic information before you access any of the sites on this page: make, model (Ford Escort) and mileage, and how much coverage you would like. In a few seconds you can get an idea of how much that company will charge you for an extended warranty on your Escort.
You also have the opportunity to chat online with an extended warranty expert and access their FAQ (frequently asked questions) area. Go for it!
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